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Personal Umbrella Liability Insurance
You don't have to be a millionaire to be sued like one...
Just read the headlines! The courts are awarding larger amounts than ever before, many reaching millions of dollars in liability cases involving injuries and property damage. And make no mistake about it, it could even happen to you!
You could be held personally accountable, as well as legally liable for losses suffered as a result of a number of things, including:
- Auto Ownership
- Auto accidents involving you or members of your family (when members of the household)
- Home Ownership
- Accidental falls on property owned by you
- Swimming pool accidents
- Playground mishaps
- Recreational Activities
- Boating accidents
- Golf course injuries
- Personal Activities
- Libel and Slander
- Invasion of privacy
Personal Umbrella Liability Policies, designed with your best interests in mind...
- It's affordably priced
- Choose from $1 million up to $3 million in additional coverage over and above the specified minimum liability limits* that you presently have with your Auto and Homeowners policies
- Provides payment for legal expenses incurred in your defense up to the Personal Umbrella Liability Policy limits (whether you're found guilty or not), when it is not provided in the liability coverage of your Auto and Homeowners protection.
- Provides optional uninsured and underinsured moterist coverage**
* Minimum limits vary by state
** May not be available in all states
Protect yourself and your family...
Talk to us to see which home insurance discounts may apply to you.